If you aren’t sure how to plan for retirement, have money but don’t know about investments, or simply want a third party to help you with financial planning, then you are probably in need of a financial adviser. Many people believe that a financial adviser or financial consultant is only needed when you have a fortune, but that couldn’t be further from the truth. A lot of people can actually benefit from this type of money expert.…
Read More »Of all of the investment products out there, annuities may be the most misunderstood. Some people love them, others hate them. Hardly anyone completely understands them. Annuities are sold by insurance companies, and they are a contract between the investor and the carrier. The contract says that the investor will give the insurance company money, either as a lump sum or over time, and in return the insurance company will guarantee the investor a lifetime stream of income.…
Read More »An increasing number of American families (some 18% of the population) are finding that setting up a multigenerational household—one where children, parents, grandparents and even great-grandparents all live together under one roof—is the best solution to a host of difficulties. And it can certainly ease financial, physical and emotional needs. But if you’re the adult generation sandwiched in the middle, there are new challenges as well. Here are a few financial tips to make the transition easier and keep it positive—both monetarily and emotionally.…
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